OTPPAY Omni Token Platform for Payments.

OTPPAY is an “Omni Token Platform for Payments”, the Blockchain powered Wallet (Buy | Sell | Exchange & Pay). OTPPAY will be the world’s largest platform in which all major crypto assets can be bought, traded and even make payments to the merchants at low fees instantly or escrow based. The pain point of crypto to fiat conversion by the merchant is bridged. Yes, trough our innovative artificial intelligence and machine learning based order/transaction matching engines will convert any cryptocurrency to OTPPAY tokens and OTPPAY tokens to fiat currency just in time. OTPPAY is a unique payment platform, which will have a way to use their favourite cryptocurrency in order to pay the vendors/merchants instantly. We provide vendors with the safety and convenience of receiving funds in fiat currency. One can even change the primary payment option from any cryptocurrency to OTPPAY tokens or fiat currency instantly, thus by protecting them from cryptocurrency market volatility. Our OTPPAY security system will be designed with the blend of traditional fiat currency security standards and latest blockchain technology. We will be acting as the catalyst to enable the just in time cross-border e-commerce and business transactions which will reduce the dependency of forex mediums. Our solution will disrupt the forex/cross-border financial market instantly. Our API’s will interact with the global eKYC interfaces and hyper ledgers to avoid the anti-social transactions. Our omnipresence data mining infrastructure will help us to build the proprietary negative database of suspicious transactions and block them in future thus by saving crypto-miners time & money. In near future, our AI-powered smart engines will be used to frame Crypto Credit Rating (CCR) system, by which merchants & users will be benefited from the OTPPAY Lend features.

About OTPPAY

We are a team of developers, engineers, artists, problem solvers, economist and early adopters working round the clock to build a sustainable crypto economy. We think, design, test, build and go to market. We recognize the needs of consumer innovation, that’s how OTPPAY was envisioned. Whether you trade crypto or make crypto payments, this is your one-stop solution. We strive for openness, trust and innovation, but most importantly we strive to be a meaningful contribution to our customers. OTPPAY: Omni Token Platform for
Payments, we thrive to bridge the gap between crypto to fiat payments instantly. Our vision for openness translated not only into our technology but also our corporate culture. We believe in sharing, co-creating and bringing value to each other.

Omni Token Platform for Payments (OTPPAY) thrives to bridge the gap between the Crypto to fiat payments. OTPPAY comes with the following services.

Buy & Sell: Otppay will be a most preferred way to buy and sell cryptocurrency or digital assets powered by Artificial Intelligence & Machine Learning.
Send & Receive: Cryptocurrencies or crypto assets instantaneously. Otppay planned to offer very low transactional fees among the major crypto players around the globe.
Exchange: Exchange your cryptocurrency/crypto asset, just in time from one wallet to other instantaneously. Our AI & ML powered exchange request matching engine cross matches the request and simply swap the requests thus by offering lowest industry exchange rates.
Merchant Payments: Merchants will be provided with the unique identification code embedded with the QR code so that the users can instantly transfer the payments just by scanning the QR, Our Intelligent smart exchange engines will settle the merchants with the fiat currency instantly. Through our NFC based Tap to Pay, we offer the best in the class contactless payment system.
OTPPAY Lend: Blockchain powered instant OTPPAY crypto lending solutions. Through our OTPPAY Lend option, our merchants can lend 2X to 5X amount of monthly sales as a short time credit. The Lending limit will be calculated by the merchant sales performance and the CCR Score & repayment schematics.

PRIVATE SALE : LIVE
PRIVATE SALE ENDS : MARCH 4th

PRE SALE STRAT: March 5th
PRE SALE END : April 3rd, 2018

ICO STAGE ONE: April 4th, 2018
ICO STAGE 1 ENDS: May 3rd, 2018

ICO STAGE TWO: May 4th. 2018
ICO STAGE 2 ENDS: June 2nd, 2018

More information:

Website: https://otppay.io/#
Whitepaper: https://otppay.io/Assets/otppay-whitepaper/OTPPAY_White_paper_v1.1.pdf
Twitter: https://twitter.com/otppay
Facebook: https://www.facebook.com/Otppay/
Telegram: https://t.me/otppaychat

Bitcointalk profile: https://bitcointalk.org/index.php?action=profile;u=1247512